Fay Servicing, Llc

Coverage describes what this evidence layer contains. None observed is not the same as none exists. Partial means the evidence layer is incomplete.

• identity

  Complete

  Official identifiers are attached to this institution.

• hmda

  Not available

  No HMDA observations are attached to this institution in the current evidence layer.

• cfpb

  Available

  Confirmed CFPB complaint attribution is attached.

• enforcement

  None observed

  No attributable enforcement events were observed in the currently connected sources. This is not proof that no history exists.

• servicer role

  Confirmed mortgage servicer

  Servicer status comes only from official role evidence, not from names or complaint volume.

• nmls

  Human-gated

  Company NMLS was not ingested (NMLS Consumer Access is official and human-gated).

• depository

  Nonbank

  Depository type is taken from official FDIC/NCUA identifiers when present.

Identifiers are shown in their own namespaces. An LEI is not an NMLS ID. An NMLS Institution ID is not a branch or person ID. An FDIC certificate is not a mortgage license.

LEI

549300D0H09HSURFXA20

Period: HMDA 2025 reporting vintage. This is not 2026 mortgage activity. Source: FFIEC HMDA 2025 LEI summaries.

No HMDA observations are attached to this institution in the current evidence layer.

HMDA activity observed in listed states/counties. This is not headquarters, not licensed-in, and not a branch network. These are not licensed states, branch locations, or a service area unless separate evidence says so.

Headquarters is not listed from an FDIC institution record on this profile.

No state-level HMDA activity is attached.

CFPB complaints attributed to this institution through confirmed identity mappings. Complaint totals are not a quality score and are not enforcement findings.

Source company label: Fay Servicing, LLC (confirmed).

Complaint data includes only records deterministically attributed to this institution. Some CFPB source labels remain unresolved and are listed separately.

Separate from consumer complaints. Events appear only when a regulator record is confirmed to this institution with an official identifier. Counts are not a severity score. Nonfinal events are not proven wrongdoing unless the source disposition says so.

No attributable enforcement events were observed in the currently connected sources. That is not proof that no enforcement history exists.

Servicer role: Confirmed mortgage servicer

Role status uses official servicer-role evidence only. It is not inferred from company name, CFPB complaint count, ownership, parent company, or mortgage volume.

• Mortgage servicer

Consumers should use source and reporting dates. Snapshot rebuild dates are not “verified today.”

• CFPB · cfpb_ccdb

  Source observed: 2012-04-11

  attributed confirmed complaints only

• GLEIF · lei-records

• HMDA 2025 is a reporting vintage, not current 2026 lending activity.
• HMDA activity geography is not headquarters and not a branch or license map.
• CFPB counts include confirmed attributions only.
• Enforcement requires an independent confirmed identifier; a complaint bridge is not enough.
• NONE OBSERVED enforcement is not proof of no history.
• No Trust Score, ranking, or quality conversion is computed.
• No HMDA observations attached to this institution.
• Purchase/refinance and FHA/VA/conventional program splits are not populated in the current LEI summaries.

Contract lend-nat-011-v1. Materialized evidence snapshot. Not a live national scan. Lookup 84 ms.