Academy Mortgage
Draper, Utah · HQ in Salt Lake County · NMLS #3113
Academy Mortgage Corporation (NMLS #3113) is a national retail mortgage lender headquartered in Draper, Utah, with multi-state branch production including material Florida HMDA originations in 2025.
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS verifiedNMLS #3113 — re-confirm on NMLS Consumer Access before applying.
- Local HQ evidenceHQ locality derived from listed_county (Draper)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB complaint record availablePublic CFPB complaint context available — not a finding of fault
- HMDA activity availableMatched federal HMDA activity panel available on profile
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- NMLS ID verified
- NMLS #3113 — re-confirm on NMLS Consumer Access before applying.
- Local market evidence
- Local market evidence · Salt Lake County
- HQ locality derived from listed_county (Draper)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Optional: technical composite factors (not a public grade)
Internal composite for methodology transparency only. We do not present this as a ranking score on cards.
- NMLS identity evidence: 28/28 — NMLS #3113 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Salt Lake County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #3113 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Florida activity (primary of 49 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Texas (2,750 originations) · Georgia (2,402 originations) · California (1,342 originations) · Minnesota (915 originations) · New York (748 originations) · Michigan (631 originations) · Kentucky (499 originations) · Colorado (448 originations) · Tennessee (425 originations) · Missouri (353 originations) · Indiana (238 originations) · North Carolina (200 originations) · Virginia (188 originations) · Alabama (142 originations) · Ohio (130 originations) · Wisconsin (125 originations) · Maryland (123 originations) · New Hampshire (114 originations) · Pennsylvania (105 originations) · Louisiana (99 originations) · Oklahoma (99 originations) · South Carolina (97 originations) · Oregon (91 originations) · Arizona (89 originations) · New Jersey (87 originations) · Nebraska (86 originations) · Illinois (71 originations) · Arkansas (67 originations) · Connecticut (63 originations) · Washington (60 originations) · Mississippi (59 originations) · New Mexico (49 originations) · Idaho (47 originations) · Maine (44 originations) · Kansas (34 originations) · Utah (32 originations) · West Virginia (30 originations) · Massachusetts (29 originations) · Montana (27 originations) · Nevada (24 originations) · Iowa (17 originations) · Rhode Island (16 originations) · Delaware (6 originations) · Vermont (5 originations) · Wyoming (4 originations) · South Dakota (3 originations) · District of Columbia (2 originations) · North Dakota (2 originations)
Top counties by originations
- Broward County320
- Palm Beach County299
- Duval County249
- Hernando County202
- Pinellas County182
Loan-type mix (Florida originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Broward County320 originations · 1.0% share
- Palm Beach County299 originations · 1.1% share
- Duval County249 originations · 1.2% share
- Hernando County202 originations · 2.9% share
- Citrus County114 originations · 2.2% share
- Alachua County50 originations · 1.1% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Consumer complaint context · CFPB
What the public complaint record shows
Source: CFPB Consumer Complaint Database · Mortgage product only · Not a score or ranking
Cumulative published rows for matched company name(s)
Published on or after 2024-08-10
154 yes · 2 no (CFPB field)
Top complaint issues
- Trouble during payment process42(26.9%)
- Application, originator, mortgage broker27(17.3%)
- Applying for a mortgage or refinancing an existing mortgage27(17.3%)
- Closing on a mortgage21(13.5%)
- Loan servicing, payments, escrow account13(8.3%)
Company response (as published)
- Closed with explanation117(75%)
- Closed with non-monetary relief21(13.5%)
- Closed with monetary relief13(8.3%)
- Closed4(2.6%)
- Untimely response1(0.6%)
0.3complaints / 1,000 FL originations
Uses recent (~24 month) national mortgage complaints (1) and Florida HMDA originations (2,938, 2025). These windows are not the same market or period — this is rough size context only, not a ranking or fault finding.
Matching & scope
Matched to CFPB company name “Academy Mortgage Corporation”.
CFPB company name(s): Academy Mortgage Corporation
Complaints are national (CFPB mortgage product). HMDA originations on this site are currently Florida-focused for matched LEIs. A per-1,000 rate mixes national complaint volume with state originations — use only as rough size context, not a score. Linked Florida HMDA originations (2025): 2,938.
Data as of 2026-08-10. Complaint counts come from the public CFPB Consumer Complaint Database (mortgage product only). They are not a finding of fault, not size-normalized by default, and are not a rating or ranking. Larger originators and servicers naturally attract more complaints. CFPB Consumer Complaint Database.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.