American Heritage Federal Credit Union
Philadelphia, Pennsylvania · HQ in Philadelphia County · NMLS #433838
American Heritage Federal Credit Union (NMLS #433838), headquartered in Philadelphia, reports multi-hundred to multi-thousand Pennsylvania HMDA originations in public filings.
Research Score
50 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
87 / 100
High data confidence
NMLS / License Status
NMLS ID verified
NMLS #433838 — re-confirm on NMLS Consumer Access before applying.
Local Market Evidence
Local market evidence · Philadelphia County
HQ locality derived from listed_county (Philadelphia)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 28/28 — NMLS #433838 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Philadelphia County (listed_county)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #433838 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Pennsylvania activity (primary of 9 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Delaware (30 originations) · Maryland (7 originations) · Ohio (6 originations) · New York (5 originations) · Virginia (4 originations) · Connecticut (2 originations) · New Hampshire (1 originations) · Illinois (1 originations)
Top counties by originations
- Bucks County603
- Montgomery County513
- Philadelphia County425
- Delaware County93
- Chester County73
Loan-type mix (Pennsylvania originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Bucks County603 originations · 4.2% share
- Montgomery County513 originations · 2.6% share
- Philadelphia County425 originations · 1.7% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.