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NMLS ID verifiedLenderHQ in Worcester County

Northpoint Mortgage

Sturbridge, Massachusetts · HQ in Worcester County · NMLS #1515

Northpoint Mortgage, Inc. (NMLS #1515), headquartered in Sturbridge, Massachusetts, reports multi-hundred Massachusetts HMDA originations in public filings.

Research Score

50 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #1515 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Worcester County

HQ locality derived from listed_county (Sturbridge)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28NMLS #1515 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12Derived HQ locality: Worcester County (listed_county)
  • Loan type disclosure: 6/64 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #1515 on NMLS Consumer Access.

Loan Types

ConventionalFHAVARefinance

Specialties

Multi-state mortgage bankerNew England retail

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · Massachusetts activity (primary of 7 states) · Not a score or ranking

Research panel
Massachusetts originations
445
Counties with activity (MA)
12

Among tracked high-volume counties in this state slice

Massachusetts applications
541

HMDA applications in state summary (selected outcomes)

Also mapped in: Maine (343 originations) · New Hampshire (248 originations) · Connecticut (136 originations) · Rhode Island (39 originations) · Maryland (22 originations) · Virginia (5 originations)

Top counties by originations

  • Worcester County121
  • Hampden County78
  • Middlesex County59
  • Essex County48
  • Norfolk County36

Loan-type mix (Massachusetts originations)

Conventional78.9% · 351
FHA19.1% · 85
VA1.8% · 8
USDA / RHS0.0% · 1

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.