Ask Trust Hub
NMLS ID verifiedLenderHQ in Oakland County

Staunton Financial

Southfield, Michigan · HQ in Oakland County · NMLS #140012

Staunton Financial, Inc. (NMLS #140012), also known as Total Home Lending and John Adams Mortgage, reports multi-thousand 2025 HMDA originations in Michigan.

Research Score

50 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #140012 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Oakland County

HQ locality derived from listed_county (Southfield)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28 — NMLS #140012 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26 — No review volume on file
  • CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12 — Derived HQ locality: Oakland County (listed_county)
  • Loan type disclosure: 6/6 — 5 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #140012 on NMLS Consumer Access.

Ask Trust Hub Standard

Loan Types

ConventionalFHAVAUSDARefinance

Specialties

Michigan independent mortgage companyTotal Home Lending / John Adams Mortgage

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Visit Website

Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · Michigan activity · Not a score or ranking

Research panel
Michigan originations
2,473
Counties with activity (MI)
30

Among tracked high-volume counties in this state slice

Michigan applications
2,833

HMDA applications in state summary (selected outcomes)

Top counties by originations

  • Oakland County632
  • Wayne County520
  • Washtenaw County219
  • Macomb County180
  • Bay County150

Loan-type mix (Michigan originations)

Conventional80.3% · 1,987
FHA15.4% · 382
VA4.0% · 98
USDA / RHS0.0% · 6

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.