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NMLS ID verifiedBrokerHQ in Orange County

The Mortgage Expert, Inc.

Orlando, Florida · HQ in Orange County · NMLS #2412313

Independent Orlando broker led by Shahram Sondi (20+ years) with standout Zillow reviews for speed and communication.

Research Score

54 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #2412313 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Orange County

HQ locality derived from city (Orlando)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28NMLS #2412313 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A+ listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 12/12Derived HQ locality: Orange County (city)
  • Loan type disclosure: 6/64 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #2412313 on NMLS Consumer Access.

Loan Types

ConventionalFHAVARefinance

Specialties

Personalized ServicePurchaseRefinance

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.