NMLS Verified • Updated 2026-07-01 • No Paid Placements
Mortgage Lenders in Florida (2026)
55 lenders & brokers • 55 NMLS verified • Avg trust score 92
Total Lenders
55
NMLS Verified
55
Avg Trust Score
92
Miami · Florida · Serves Miami-Dade County
Top 1% Miami originator for jumbo, 203k renovation, and urban luxury purchases — Miami Herald award winner.
- NMLS
- 1820
- Trust Score
- 98/100
- County Exp.
- 99/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Fort Lauderdale · Florida · Serves Broward County
Fort Lauderdale broker with 38+ years serving foreign national, DSCR, jumbo, and self-employed South Florida buyers.
- NMLS
- 2638131
- Trust Score
- 97/100
- County Exp.
- 98/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Locally owned Jacksonville broker — NAMB Broker of the Year 2025 with multiple Best in Jacksonville awards.
- NMLS
- 356789
- Trust Score
- 97/100
- County Exp.
- 98/100
- Close est.*
- ~20 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Davie · Florida · Serves Broward County
Davie-based transparency advocate for self-employed borrowers and first-time buyers across Broward.
- NMLS
- 1054357
- Trust Score
- 96/100
- County Exp.
- 95/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Boca Raton · Florida · Serves Palm Beach County
Boca Raton direct wholesale broker for luxury waterfront, jumbo, and self-employed coastal buyers.
- NMLS
- 2275047
- Trust Score
- 96/100
- County Exp.
- 97/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Wesley Chapel · Florida · Serves Hillsborough County
Wesley Chapel broker with 500+ five-star Google reviews — niche programs for first responders, educators, and 1099 borrowers.
- NMLS
- 1926205
- Trust Score
- 96/100
- County Exp.
- 97/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Veteran-owned Jacksonville broker with 1,000+ five-star reviews and fast approval focus.
- NMLS
- 1621953
- Trust Score
- 96/100
- County Exp.
- 95/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Panama City Beach · Florida · Serves Bay County
Premier Panama City Beach broker with 21+ years serving the Emerald Coast — beach, military, and investor expertise.
- NMLS
- 1668138
- Trust Score
- 96/100
- County Exp.
- 98/100
- Close est.*
- ~26 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Weston · Florida · Serves Broward County
Weston-based lender with ~10-day clear-to-close capability for competitive Broward purchase offers.
- NMLS
- 372175
- Trust Score
- 95/100
- County Exp.
- 96/100
- Close est.*
- ~10 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Top 10 national lender headquartered downtown Orlando — FHA, VA, conventional, and jumbo with local Central FL roots.
- NMLS
- 152859
- Trust Score
- 95/100
- County Exp.
- 98/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Tampa Westshore independent broker — 5.0/5 from 290+ reviews for speed, rates, and first-time buyer support.
- NMLS
- 8768
- Trust Score
- 95/100
- County Exp.
- 96/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Dedicated Jacksonville VA specialist — purchase and refinance for Northeast Florida veterans.
- NMLS
- 1299512
- Trust Score
- 95/100
- County Exp.
- 97/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Fort Lauderdale · Florida · Serves Broward County
VA-only specialist serving veterans and military families across South Florida from Broward.
- NMLS
- 1299512
- Trust Score
- 94/100
- County Exp.
- 97/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Cooper City · Florida · Serves Miami-Dade County
Multi-lingual broker for foreign national, ITIN, and DPA programs across Miami-Dade and Broward.
- NMLS
- 1156346
- Trust Score
- 94/100
- County Exp.
- 96/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Delray Beach · Florida · Serves Palm Beach County
Delray Beach branch with 20+ years tri-county expertise across Palm Beach, Broward, and Miami-Dade.
- NMLS
- 3094
- Trust Score
- 94/100
- County Exp.
- 96/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Independent Orlando broker led by Shahram Sondi (20+ years) with standout Zillow reviews for speed and communication.
- NMLS
- 2412313
- Trust Score
- 94/100
- County Exp.
- 96/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Dedicated Tampa Bay VA specialist — purchase and refinance for veterans near MacDill and across Hillsborough.
- NMLS
- 1299512
- Trust Score
- 94/100
- County Exp.
- 97/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
VA and physician program specialists serving military communities near NAS Jacksonville and Mayport.
- NMLS
- 137512
- Trust Score
- 94/100
- County Exp.
- 96/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Fort Walton Beach · Florida · Serves Bay County
Dedicated Panhandle VA specialist serving Eglin, Hurlburt, and military communities across Northwest Florida.
- NMLS
- 1299512
- Trust Score
- 94/100
- County Exp.
- 96/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Fort Lauderdale · Florida · Serves Broward County
Independent Fort Lauderdale brokerage praised for smooth purchase and refinance closings in Broward.
- NMLS
- 393326
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Miami · Florida · Serves Miami-Dade County
Wholesale broker with strong FHA/VA programs and 280+ five-star reviews across South Florida.
- NMLS
- 60161
- Trust Score
- 93/100
- County Exp.
- 88/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Boca Raton · Florida · Serves Palm Beach County
High-velocity conventional pre-approvals for competitive Palm Beach and Broward purchase markets.
- NMLS
- 885847
- Trust Score
- 93/100
- County Exp.
- 91/100
- Close est.*
- ~18 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Orlando VA branch (Kirkman Rd) — VA purchase and refinance exclusively for Orange County veterans.
- NMLS
- 1299512
- Trust Score
- 93/100
- County Exp.
- 97/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Ranked Top 3 mortgage broker in Tampa — independent brokerage for homeowners and investors.
- NMLS
- 248318
- Trust Score
- 93/100
- County Exp.
- 95/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Nationally leading VA lender with strong Jacksonville presence near NAS Jacksonville and Mayport.
- NMLS
- 1907
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Miami · Florida · Serves Miami-Dade County
Brickell brokerage specializing in foreign national and international buyer financing for Miami-Dade luxury markets.
- NMLS
- 2046862
- Trust Score
- 92/100
- County Exp.
- 95/100
- Close est.*
- ~35 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Boca Raton · Florida · Serves Palm Beach County
Palm Beach luxury specialist with roots to 1985 — jumbo, coastal barrier islands, and historic properties.
- NMLS
- SEE-NMLS
- Trust Score
- 92/100
- County Exp.
- 98/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Wholesale broker with 4.9 Google rating — first-time buyer focus and ~26-day close claims in Central FL.
- NMLS
- 112844
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~26 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Nationally recognized VA leader with strong Tampa presence near MacDill AFB.
- NMLS
- 1907
- Trust Score
- 92/100
- County Exp.
- 94/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Jacksonville independent brokerage — personalized service and strong local tenure on the First Coast.
- NMLS
- 1953441
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Panama City · Florida · Serves Bay County
Panama City branch with excellent client ratings and experienced Panhandle originator team.
- NMLS
- 6606
- Trust Score
- 92/100
- County Exp.
- 91/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
North Miami · Florida · Serves Miami-Dade County
North Miami family-oriented broker with high marks for communication and process support.
- NMLS
- 1917493
- Trust Score
- 91/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Boca Raton · Florida · Serves Palm Beach County
Purchase-focused lender with dedicated South Florida unit — trusted by local agents for on-time closings.
- NMLS
- 2129
- Trust Score
- 91/100
- County Exp.
- 89/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Multiple Orlando branches (Vineland, Universal, Avalon Park) with 4.9/5 service ratings and high volume.
- NMLS
- 6606
- Trust Score
- 91/100
- County Exp.
- 90/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Top 10 national lender with established Tampa Bay operations — FHA, VA, conventional, and jumbo.
- NMLS
- 152859
- Trust Score
- 91/100
- County Exp.
- 90/100
- Close est.*
- ~29 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Tampa Bay fast-closing specialist — high-volume local origination with 14-day close capability.
- NMLS
- 1429533
- Trust Score
- 91/100
- County Exp.
- 93/100
- Close est.*
- ~14 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
High-volume Jacksonville branches with 4.9+ ratings and strong purchase/refinance service.
- NMLS
- 6606
- Trust Score
- 91/100
- County Exp.
- 90/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Panama City · Florida · Serves Bay County
Top national lender with dedicated Panhandle loan officers — Bay, Okaloosa, and Walton branch access.
- NMLS
- 3274
- Trust Score
- 91/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Fort Walton Beach · Florida · Serves Bay County
Military-affiliated credit union near Eglin AFB — VA and conventional loans with no origination fees.
- NMLS
- 440642
- Trust Score
- 91/100
- County Exp.
- 94/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Pensacola · Florida · Serves Bay County
Pensacola-area independent broker — deep Panhandle market knowledge for beach, military, and retirement buyers.
- NMLS
- 65716
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Serving Central Florida since ~1990 — longstanding Orlando lender for FHA, VA, and conventional residential loans.
- NMLS
- 229868
- Trust Score
- 90/100
- County Exp.
- 95/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Multiple Tampa branches with 4.9+ ratings and high-volume purchase/refinance service.
- NMLS
- 6606
- Trust Score
- 90/100
- County Exp.
- 89/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Top-ranked national lender with established Jacksonville branches and full residential product menu.
- NMLS
- 3274
- Trust Score
- 90/100
- County Exp.
- 89/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Pensacola · Florida · Serves Bay County
Veteran-centric lending for NAS Pensacola, Eglin, and Hurlburt Field military families across the Panhandle.
- NMLS
- 3029
- Trust Score
- 90/100
- County Exp.
- 92/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Miami-Dade County
Enterprise lender with Jacksonville, Tampa, and Orlando branches — FHA, VA, and DPA programs statewide.
- NMLS
- 75243
- Trust Score
- 90/100
- County Exp.
- 85/100
- Close est.*
- ~30 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Miami · Florida · Serves Miami-Dade County
Miami-focused broker for tailored home loans and refinances with competitive rate positioning.
- NMLS
- 1889418
- Trust Score
- 89/100
- County Exp.
- 91/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Long-tenured Orlando team (Eddie Fernandez lineage) with deep Orange County purchase and refinance expertise.
- NMLS
- 230074
- Trust Score
- 89/100
- County Exp.
- 94/100
- Close est.*
- ~29 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Top-ranked national lender with strong Tampa Bay loan officer team and full product menu.
- NMLS
- 3274
- Trust Score
- 89/100
- County Exp.
- 88/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Top 10 national lender with Northeast Florida operations — FHA, VA, conventional, and jumbo.
- NMLS
- 152859
- Trust Score
- 89/100
- County Exp.
- 88/100
- Close est.*
- ~29 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Panama City · Florida · Serves Bay County
Local community credit union with competitive member rates for residential and VA home loans in Bay County.
- NMLS
- 2163677
- Trust Score
- 89/100
- County Exp.
- 90/100
- Close est.*
- ~32 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Central Florida lender with flexible self-employed and VA programs for Orlando-area buyers.
- NMLS
- 305389
- Trust Score
- 88/100
- County Exp.
- 91/100
- Close est.*
- ~33 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Tampa · Florida · Serves Hillsborough County
Tampa office focused on transparent, competitive low-rate programs for all buyer types.
- NMLS
- 2114425
- Trust Score
- 88/100
- County Exp.
- 87/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Jacksonville · Florida · Serves Duval County
Military-affiliated credit union — preferred choice for families near NAS Jacksonville and Mayport.
- NMLS
- 399807
- Trust Score
- 88/100
- County Exp.
- 91/100
- Close est.*
- ~33 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Panama City · Florida · Serves Bay County
Top 10 national lender with Panhandle operations — FHA, VA, conventional, and jumbo across the Emerald Coast.
- NMLS
- 152859
- Trust Score
- 88/100
- County Exp.
- 87/100
- Close est.*
- ~29 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Orlando · Florida · Serves Orange County
Orlando office brokerage as part of broader Florida mortgage operations — convenient Central FL access.
- NMLS
- 2545333
- Trust Score
- 87/100
- County Exp.
- 88/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
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