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NMLS Verified · Zero Paid Placements · Duval County Focus

Trusted Mortgage Lenders in Jacksonville

Northeast Florida lenders with NAS Jacksonville and Mayport VA expertise, award-winning local brokers, and affordable First Coast purchase and refinance options.

Duval County — Start Here

Why Jacksonville Is Different

  • NAS Jacksonville and Naval Station Mayport drive strong military and VA lending volume
  • Relative affordability vs. South Florida — different insurance and flood profiles
  • St. Johns, Clay, and Nassau suburban growth needs Northeast FL branch access
  • Physician and professional programs matter for local hospital and logistics workforce
  • Navy Federal membership is a common path for active-duty and veteran families

Top Verified Lenders in Duval County

North Star Mortgage Network (NSMN)

Jacksonville · Florida · Serves Duval County

BrokerNMLS VerifiedBBB A+
5.0(380 reviews)

Locally owned Jacksonville broker — NAMB Broker of the Year 2025 with multiple Best in Jacksonville awards.

ConventionalFHAVAUSDAAward-Winning Broker
NMLS
356789
Trust Score
97/100
County Exp.
98/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Florida's VA Mortgage Center (Jacksonville)

Jacksonville · Florida · Serves Duval County

LenderNMLS VerifiedBBB A
4.9(195 reviews)

Dedicated Jacksonville VA specialist — purchase and refinance for Northeast Florida veterans.

VARefinanceVA Loans
NMLS
1299512
Trust Score
95/100
County Exp.
97/100
Close est.*
~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

First Commerce Financial

Jacksonville · Florida · Serves Duval County

BrokerNMLS VerifiedBBB A+
4.9(165 reviews)

VA and physician program specialists serving military communities near NAS Jacksonville and Mayport.

ConventionalFHAVARefinanceVA Loans
NMLS
137512
Trust Score
94/100
County Exp.
96/100
Close est.*
~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Future Home Loans (Jacksonville)

Jacksonville · Florida · Serves Duval County

BrokerNMLS VerifiedBBB A+
5.0(1,000 reviews)

Veteran-owned Jacksonville broker with 1,000+ five-star reviews and fast approval focus.

ConventionalFHAVARefinanceVeteran-Owned
NMLS
1621953
Trust Score
96/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Veterans United Home Loans (Jacksonville)

Jacksonville · Florida · Serves Duval County

LenderNMLS VerifiedBBB A
4.9(2,800 reviews)

Nationally leading VA lender with strong Jacksonville presence near NAS Jacksonville and Mayport.

VARefinanceVA Loans
NMLS
1907
Trust Score
93/100
County Exp.
94/100
Close est.*
~32 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

First Coast Mortgage Funding

Jacksonville · Florida · Serves Duval County

BrokerNMLS VerifiedBBB A+
4.9(205 reviews)

Jacksonville independent brokerage — personalized service and strong local tenure on the First Coast.

ConventionalFHAVARefinanceIndependent Broker
NMLS
1953441
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

View all 11 Duval County lenders →

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