United Bank
Charleston, West Virginia · HQ in Kanawha County · NMLS #522399
United Bank (NMLS #522399), part of United Bankshares, reports multi-hundred 2025 HMDA originations in Virginia markets including Northern Virginia and the Shenandoah Valley corridor.
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS verifiedNMLS #522399 — re-confirm on NMLS Consumer Access before applying.
- Local HQ evidenceHQ locality derived from listed_county (Charleston)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB record not shownNo CFPB complaint panel matched for this listing
- HMDA activity availableMatched federal HMDA activity panel available on profile
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- NMLS ID verified
- NMLS #522399 — re-confirm on NMLS Consumer Access before applying.
- Local market evidence
- Local market evidence · Kanawha County
- HQ locality derived from listed_county (Charleston)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Optional: technical composite factors (not a public grade)
Internal composite for methodology transparency only. We do not present this as a ranking score on cards.
- NMLS identity evidence: 28/28 — NMLS #522399 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Kanawha County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #522399 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Virginia activity (primary of 11 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: North Carolina (419 originations) · West Virginia (332 originations) · Maryland (318 originations) · District of Columbia (110 originations) · Ohio (14 originations) · Delaware (7 originations) · Texas (2 originations) · Kentucky (2 originations) · Alabama (2 originations) · Wyoming (1 originations)
Top counties by originations
- Fairfax County177
- Loudoun County107
- Chesterfield County104
- Richmond County98
- Henrico County89
Loan-type mix (Virginia originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Richmond County98 originations · 2.3% share
- Henrico County89 originations · 1.1% share
- Hanover County80 originations · 2.6% share
- Rockingham County62 originations · 3.3% share
- Arlington County50 originations · 1.6% share
- King William County40 originations · 6.1% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.