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Baldwin County, Alabama

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Baldwin County, Alabama mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Baldwin County

Source: 2025 HMDA · Alabama (AL) county-level activity · Not a score or ranking

Research panel
Applications
15,520
Originations
8,842
Denial rate
17.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
68% / 32%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional71.3% · 6,307
  • FHA15.7% · 1,388
  • VA11.8% · 1,047
  • USDA / RHS0.0% · 100

Purchase vs refinance

Home purchase8,570 · 67.6%
Refinance (incl. cash-out)4,113 · 32.4%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Baldwin County (2025). Only institutions matched to our directory evidence set are linked.

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Baldwin County, Alabama yet

Baldwin County, Alabama

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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