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Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Research mortgage companies in Madison County, Alabama

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Madison County

Source: 2025 HMDA · Alabama (AL) county-level activity · Not a score or ranking

Research panel
Applications
20,201
Originations
12,301
Denial rate
15.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
59% / 41%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional66.3% · 8,158
  • FHA14.5% · 1,780
  • VA17.9% · 2,205
  • USDA / RHS0.0% · 158

Purchase vs refinance

Home purchase9,617 · 59.0%
Refinance (incl. cash-out)6,684 · 41.0%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Madison County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
REDSTONE FEDERAL CREDIT UNION1,56312.7%
United Wholesale Mortgage, LLC7846.4%
Rocket Mortgage, LLC7396.0%
Regions Bank5074.1%
LENNAR MORTGAGE, LLC3793.1%
DHI MORTGAGE COMPANY, LTD.3122.5%
FirstBank3062.5%
CANOPY MORTGAGE, LLC2852.3%
STOCKTON MORTGAGE CORPORATION2822.3%
Trustmark Bank2492.0%
FREEDOM MORTGAGE CORPORATION2482.0%
254900ERGGNLW2R5J3792412.0%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for Madison County, Alabama. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Madison County.