Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Fairbanks North Star County, Alaska mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Fairbanks North Star County
Source: 2025 HMDA · Alaska (AK) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional53.0% · 867
- FHA12.3% · 201
- VA34.6% · 565
- USDA / RHS0.0% · 2
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Fairbanks North Star County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Newrez LLC | 327 | 20.0% |
| Global Federal Credit Union | 182 | 11.1% |
| Mt. McKinley Bank | 132 | 8.1% |
| MORTGAGE RESEARCH CENTER, LLC | 113 | 6.9% |
| Denali State Bank | 107 | 6.5% |
| RESIDENTIAL MORTGAGE, LLC | 97 | 5.9% |
| Rocket Mortgage, LLC | 79 | 4.8% |
| GUILD MORTGAGE COMPANY LLC | 37 | 2.3% |
| CORNERSTONE CAPITAL BANK, SSB | 36 | 2.2% |
| CMG Mortgage, Inc. | 34 | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | 33 | 2.0% |
| FREEDOM MORTGAGE CORPORATION | 31 | 1.9% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Fairbanks North Star County, Alaska. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Fairbanks North Star County.