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Tier 2 · Standard · quality score 70/100

Research mortgage companies in Pulaski County, Arkansas

2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Pulaski County

Source: 2025 HMDA · Arkansas (AR) county-level activity · Not a score or ranking

Research panel
Applications
15,091
Originations
8,510
Denial rate
17.8%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
63% / 37%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional71.8% · 6,106
  • FHA15.4% · 1,313
  • VA12.4% · 1,057
  • USDA / RHS0.0% · 34

Purchase vs refinance

Home purchase7,499 · 63.0%
Refinance (incl. cash-out)4,403 · 37.0%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Pulaski County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Arvest Bank6617.8%
ARKANSAS FEDERAL CREDIT UNION6497.6%
Rocket Mortgage, LLC4235.0%
Bank OZK3073.6%
FIRSTTRUST HOME LOANS, INC.2422.8%
Regions Bank2372.8%
United Wholesale Mortgage, LLC2362.8%
First Horizon Bank2152.5%
Eagle Bank and Trust Company2112.5%
549300S8CJG5MSY8BH571842.2%
First Security Bank1762.1%
FLAT BRANCH MORTGAGE, INC.1762.1%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Loan-program research entry points

Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.

  • Conventional

    Baseline purchase & refinance themes — educational overview

    At least one in-county listing shows this loan type

  • FHA

    Lower down-payment research themes — not an eligibility tool

    At least one in-county listing shows this loan type

  • VA

    Military / veteran program themes — confirm with VA sources

    At least one in-county listing shows this loan type

  • Down-payment assistance

    State/local assistance concepts — not a complete local inventory

  • Program finder

    Short guided shortlist with clear disclaimers

Compare, calculate, verify

Official housing & licensing handoffs

Primary sources only. Program availability and eligibility change — confirm on the official site.

County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/arkansas/pulaski

Only 2 listed lenders with confirmed in-county HQ for Pulaski County, Arkansas. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Pulaski County.