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Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Research mortgage companies in Garfield County, Colorado

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Garfield County

Source: 2025 HMDA · Colorado (CO) county-level activity · Not a score or ranking

Research panel
Applications
3,064
Originations
1,666
Denial rate
18.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
60% / 40%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional86.1% · 1,435
  • FHA10.9% · 182
  • VA2.7% · 45
  • USDA / RHS0.0% · 4

Purchase vs refinance

Home purchase1,471 · 60.2%
Refinance (incl. cash-out)974 · 39.8%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Garfield County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Alpine Bank36622.0%
United Wholesale Mortgage, LLC1086.5%
Rocket Mortgage, LLC794.7%
FirstBank704.2%
GUILD MORTGAGE COMPANY LLC704.2%
549300PL8ER6H23P0Z91664.0%
T2 FINANCIAL LLC613.7%
Bank of Colorado503.0%
549300UHQ3UXVA4AGM53472.8%
GUARANTEED RATE, INC.352.1%
CANVAS CREDIT UNION311.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION271.6%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for Garfield County, Colorado. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Garfield County.