Tier 1 · Premium · quality score 89/100
Research mortgage companies in Kent County, Delaware
3 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Kent County
Source: 2025 HMDA · Delaware (DE) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional60.2% · 3,023
- FHA22.0% · 1,107
- VA17.5% · 877
- USDA / RHS0.0% · 16
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Kent County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 324 | 6.5% |
| United Wholesale Mortgage, LLC | 246 | 4.9% |
| KEYSTONE FUNDING, INC. | 210 | 4.2% |
| Wilmington Savings Fund Society, FSB | 194 | 3.9% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 191 | 3.8% |
| DEL-ONE FEDERAL CREDIT UNION | 182 | 3.6% |
| Citizens Bank, National Association | 169 | 3.4% |
| Ally Bank | 164 | 3.3% |
| MERIDIAN BANK | 133 | 2.6% |
| Manufacturers and Traders Trust Company | 123 | 2.5% |
| NVR Mortgage Finance, Inc. | 121 | 2.4% |
| Fairway Independent Mortgage Corporation | 121 | 2.4% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Premium county research surface (quality score 89/100). Inventory and tools below use real catalog signals only — not fabricated local market color.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 89/100 · Tier 1 (Premium). See methodology. Path: /local-lenders/delaware/kent
In-county HQ
Licensed business city or HQ locality maps to Kent County.