Tier 1 · Premium · quality score 82/100
Honolulu County, Hawaii mortgage market
6 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Honolulu County
Source: 2025 HMDA · Hawaii (HI) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional77.2% · 10,313
- FHA3.0% · 399
- VA19.7% · 2,628
- USDA / RHS0.0% · 22
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Honolulu County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Bank of Hawaii | 1,473 | 11.0% |
| First Hawaiian Bank | 1,097 | 8.2% |
| AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION | 1,055 | 7.9% |
| United Wholesale Mortgage, LLC | 867 | 6.5% |
| HAWAII STATE FEDERAL CREDIT UNION | 713 | 5.3% |
| Rocket Mortgage, LLC | 646 | 4.8% |
| HAWAIIUSA | 603 | 4.5% |
| Central Pacific Bank | 576 | 4.3% |
| FREEDOM MORTGAGE CORPORATION | 423 | 3.2% |
| PENNYMAC LOAN SERVICES, LLC | 325 | 2.4% |
| Newrez LLC | 296 | 2.2% |
| AmeriHome Mortgage Company, LLC | 289 | 2.2% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Premium county research surface (quality score 82/100). Inventory and tools below use real catalog signals only — not fabricated local market color.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 82/100 · Tier 1 (Premium). See methodology. Path: /local-lenders/hawaii/honolulu
In-county HQ
Licensed business city or HQ locality maps to Honolulu County.