Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Ada County, Idaho mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Ada County
Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional83.3% · 13,361
- FHA8.9% · 1,424
- VA7.7% · 1,236
- USDA / RHS0.0% · 9
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Ada County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| IDAHO CENTRAL CREDIT UNION | 3,559 | 22.2% |
| Rocket Mortgage, LLC | 973 | 6.1% |
| United Wholesale Mortgage, LLC | 808 | 5.0% |
| GUILD MORTGAGE COMPANY LLC | 506 | 3.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 410 | 2.6% |
| U.S. Bank National Association | 363 | 2.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 357 | 2.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 327 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 289 | 1.8% |
| MOVEMENT MORTGAGE, LLC | 280 | 1.8% |
| 549300LYL7JC81I5DV55 | 265 | 1.6% |
| Mountain America Federal Credit Union | 261 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Ada County, Idaho. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Ada County.