Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Bannock County, Idaho mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Bannock County
Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional78.0% · 1,871
- FHA15.0% · 360
- VA7.0% · 168
- USDA / RHS0.0% · 0
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Bannock County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| IDAHO CENTRAL CREDIT UNION | 615 | 25.6% |
| United Wholesale Mortgage, LLC | 147 | 6.1% |
| FIRST COLONY MORTGAGE CORPORATION | 137 | 5.7% |
| Glacier Bank | 127 | 5.3% |
| Rocket Mortgage, LLC | 126 | 5.3% |
| Mountain America Federal Credit Union | 119 | 5.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 90 | 3.8% |
| 5493000PT0SXF8FBR107 | 80 | 3.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 68 | 2.8% |
| VAN DYK MORTGAGE CORPORATION | 58 | 2.4% |
| WESTMARK Credit Union | 53 | 2.2% |
| SUMMIT FUNDING, INC. | 53 | 2.2% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Bannock County, Idaho. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Bannock County.