Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Bonneville County, Idaho mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Bonneville County
Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional77.9% · 2,886
- FHA14.8% · 550
- VA7.2% · 265
- USDA / RHS0.0% · 4
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Bonneville County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| IDAHO CENTRAL CREDIT UNION | 651 | 17.6% |
| WESTMARK Credit Union | 295 | 8.0% |
| Eagle Bank and Trust Company | 275 | 7.4% |
| Rocket Mortgage, LLC | 211 | 5.7% |
| Mountain America Federal Credit Union | 179 | 4.8% |
| United Wholesale Mortgage, LLC | 168 | 4.5% |
| CANOPY MORTGAGE, LLC | 155 | 4.2% |
| 549300ZUF2EI6H23YK94 | 84 | 2.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 75 | 2.0% |
| 549300VEMK0LXVCRZM49 | 73 | 2.0% |
| 549300OHLAHJ10DFF198 | 72 | 1.9% |
| 549300UVOSI4XZZGUE14 | 65 | 1.8% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Bonneville County, Idaho. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Bonneville County.