Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Nez Perce County, Idaho mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Nez Perce County
Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional75.2% · 774
- FHA14.0% · 144
- VA10.2% · 105
- USDA / RHS0.0% · 6
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Nez Perce County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Potlatch No. 1 Financial Credit Union | 174 | 16.9% |
| IDAHO CENTRAL CREDIT UNION | 123 | 11.9% |
| United Wholesale Mortgage, LLC | 89 | 8.7% |
| Rocket Mortgage, LLC | 76 | 7.4% |
| 254900N133DZGPB2X985 | 54 | 5.3% |
| Newrez LLC | 41 | 4.0% |
| Synergy One Lending, Inc. | 30 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 29 | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 23 | 2.2% |
| KIND LENDING, LLC | 23 | 2.2% |
| U.S. Bank National Association | 22 | 2.1% |
| MORTGAGE RESEARCH CENTER, LLC | 20 | 1.9% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Nez Perce County, Idaho. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Nez Perce County.