Tier 2 · Standard · quality score 70/100
Research mortgage companies in Allen County, Indiana
2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Allen County
Source: 2025 HMDA · Indiana (IN) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional81.5% · 8,782
- FHA12.0% · 1,294
- VA6.2% · 666
- USDA / RHS0.0% · 27
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Allen County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Three Rivers Federal Credit Union | 1,496 | 13.9% |
| RUOFF MORTGAGE COMPANY, INC. | 898 | 8.3% |
| First Merchants Bank | 477 | 4.4% |
| Rocket Mortgage, LLC | 430 | 4.0% |
| Eagle Home Mortgage, LLC | 426 | 4.0% |
| 54930030UYPZM65LOF37 | 398 | 3.7% |
| 549300BSIYFJ3FALVK78 | 332 | 3.1% |
| PrimeLending, a PlainsCapital Company | 321 | 3.0% |
| Union Savings Bank | 290 | 2.7% |
| CrossCountry Mortgage, LLC | 231 | 2.1% |
| GVC MORTGAGE, INC. | 230 | 2.1% |
| PNC Bank, National Association | 217 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/indiana/allen
Only 2 listed lenders with confirmed in-county HQ for Allen County, Indiana. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Allen County.