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Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Research mortgage companies in Kosciusko County, Indiana

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Kosciusko County

Source: 2025 HMDA · Indiana (IN) county-level activity · Not a score or ranking

Research panel
Applications
3,519
Originations
2,357
Denial rate
14.9%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
54% / 46%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional85.7% · 2,021
  • FHA9.9% · 233
  • VA3.4% · 79
  • USDA / RHS0.0% · 24

Purchase vs refinance

Home purchase1,414 · 54.1%
Refinance (incl. cash-out)1,201 · 45.9%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Kosciusko County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Lake City Bank43418.4%
RUOFF MORTGAGE COMPANY, INC.2139.0%
549300XUKQ6W1CY6QK471687.1%
EVERWISE CREDIT UNION1094.6%
United Wholesale Mortgage, LLC843.6%
5493004HIVU0YCM5QS92823.5%
Rocket Mortgage, LLC783.3%
Northwest Bank733.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP602.5%
1st Source Bank592.5%
Horizon Bank542.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC532.3%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for Kosciusko County, Indiana. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Kosciusko County.