Tier 1 · Premium · quality score 80/100
Research mortgage companies in Johnson County, Iowa
3 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Johnson County
Source: 2025 HMDA · Iowa (IA) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional94.7% · 4,140
- FHA2.4% · 103
- VA2.8% · 122
- USDA / RHS0.0% · 9
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Johnson County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| GREENSTATE Credit Union | 1,796 | 41.1% |
| Hills Bank and Trust Company | 1,245 | 28.5% |
| 549300NTQ8BOK9455W21 | 154 | 3.5% |
| VERIDIAN CREDIT UNION | 134 | 3.1% |
| MidWestOne Bank | 124 | 2.8% |
| DHI MORTGAGE COMPANY, LTD. | 81 | 1.9% |
| Rocket Mortgage, LLC | 56 | 1.3% |
| Collins Community Credit Union | 45 | 1.0% |
| 5493003X0GM1DHJIWC22 | 45 | 1.0% |
| U.S. Bank National Association | 37 | 0.8% |
| IOWA BANKERS MORTGAGE CORPORATION | 25 | 0.6% |
| 549300TN34NXD7N44O04 | 25 | 0.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Premium county research surface (quality score 80/100). Inventory and tools below use real catalog signals only — not fabricated local market color.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 80/100 · Tier 1 (Premium). See methodology. Path: /local-lenders/iowa/johnson
In-county HQ
Licensed business city or HQ locality maps to Johnson County.