Tier 3 · Development · noindex until quality gates pass · quality score 43/100
Research mortgage companies in Fayette County, Kentucky
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Fayette County
Source: 2025 HMDA · Kentucky (KY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.1% · 6,036
- FHA9.8% · 687
- VA4.1% · 289
- USDA / RHS0.0% · 1
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Fayette County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| UNIVERSITY OF KENTUCKY | 863 | 12.3% |
| Rocket Mortgage, LLC | 360 | 5.1% |
| Central Bank & Trust Co. | 328 | 4.7% |
| Guardian Savings Bank | 305 | 4.3% |
| COMMONWEALTH FEDERAL CREDIT UNION | 296 | 4.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 290 | 4.1% |
| Eagle Home Mortgage, LLC | 275 | 3.9% |
| United Wholesale Mortgage, LLC | 237 | 3.4% |
| Republic Bank & Trust Company | 207 | 3.0% |
| STOCKTON MORTGAGE CORPORATION | 198 | 2.8% |
| JPMorgan Chase Bank, National Association | 187 | 2.7% |
| Stock Yards Bank & Trust Company | 152 | 2.2% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Fayette County, Kentucky. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Fayette County.