Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Research mortgage companies in Franklin County, Kentucky
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Franklin County
Source: 2025 HMDA · Kentucky (KY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional74.9% · 1,013
- FHA17.2% · 233
- VA7.6% · 103
- USDA / RHS0.0% · 4
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Franklin County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| COMMONWEALTH FEDERAL CREDIT UNION | 282 | 20.8% |
| STOCKTON MORTGAGE CORPORATION | 91 | 6.7% |
| Rocket Mortgage, LLC | 88 | 6.5% |
| United Wholesale Mortgage, LLC | 55 | 4.1% |
| Traditional Bank, Inc. | 51 | 3.8% |
| Eagle Home Mortgage, LLC | 42 | 3.1% |
| WesBanco Bank, Inc. | 42 | 3.1% |
| 549300KJZ82173UB3I21 | 34 | 2.5% |
| Independence Bank of Kentucky | 31 | 2.3% |
| Community Trust Bank, Inc. | 30 | 2.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 27 | 2.0% |
| UNIVERSITY OF KENTUCKY | 21 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Franklin County, Kentucky. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Franklin County.