Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Research mortgage companies in Madison County, Kentucky
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Madison County
Source: 2025 HMDA · Kentucky (KY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional69.2% · 1,689
- FHA17.3% · 422
- VA11.8% · 288
- USDA / RHS0.0% · 43
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Madison County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 156 | 6.4% |
| T2 FINANCIAL LLC | 155 | 6.3% |
| Rocket Mortgage, LLC | 150 | 6.1% |
| 549300C3C8C6TSYT1R20 | 135 | 5.5% |
| U.S. Bank National Association | 115 | 4.7% |
| UNIVERSITY OF KENTUCKY | 92 | 3.8% |
| COMMONWEALTH FEDERAL CREDIT UNION | 79 | 3.2% |
| United Wholesale Mortgage, LLC | 71 | 2.9% |
| Central Bank & Trust Co. | 66 | 2.7% |
| Community Trust Bank, Inc. | 65 | 2.7% |
| Eagle Home Mortgage, LLC | 60 | 2.5% |
| MORTGAGE RESEARCH CENTER, LLC | 59 | 2.4% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Madison County, Kentucky yet
Madison County, Kentucky
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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