Research context
Mccracken County, Kentucky
Context from another Trust Hub. Continue with the tools below — research only.
Mccracken County, Kentucky mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — McCracken County
Source: 2025 HMDA · Kentucky (KY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional74.5% · 1,009
- FHA15.4% · 209
- VA8.9% · 120
- USDA / RHS0.0% · 16
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in McCracken County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| 549300QCJE0X5P8H4Z85 | 154 | 11.4% |
| Independence Bank of Kentucky | 97 | 7.2% |
| Rocket Mortgage, LLC | 86 | 6.3% |
| 54930002HD26G3OGZR79 | 82 | 6.1% |
| GERSHMAN INVESTMENT CORP. | 82 | 6.1% |
| Regions Bank | 82 | 6.1% |
| U.S. Bank National Association | 75 | 5.5% |
| Academy Mortgage Corporation | 48 | 3.5% |
| 549300SDO5FP7F86HH46 | 38 | 2.8% |
| MORTGAGE RESEARCH CENTER, LLC | 37 | 2.7% |
| United Wholesale Mortgage, LLC | 36 | 2.7% |
| 549300MEMKSF7703ZQ25 | 35 | 2.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Mccracken County, Kentucky yet
Mccracken County, Kentucky
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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