Tier 2 · Standard · quality score 70/100
Research mortgage companies in Baltimore County, Maryland
2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Baltimore County
Source: 2025 HMDA · Maryland (MD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional77.3% · 11,946
- FHA16.4% · 2,541
- VA6.2% · 956
- USDA / RHS0.0% · 8
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Baltimore County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 1,143 | 7.4% |
| United Wholesale Mortgage, LLC | 806 | 5.2% |
| Manufacturers and Traders Trust Company | 617 | 4.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 478 | 3.1% |
| First National Bank of Pennsylvania | 429 | 2.8% |
| FIRST HOME MORTGAGE CORPORATION | 424 | 2.7% |
| NFM, INC. | 389 | 2.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 386 | 2.5% |
| Guaranteed Rate, Inc. | 327 | 2.1% |
| Navy Federal Credit Union | 309 | 2.0% |
| DIRECT MORTGAGE LOANS, LLC | 300 | 1.9% |
| Fairway Independent Mortgage Corporation | 283 | 1.8% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/maryland/baltimore
Only 2 listed lenders with confirmed in-county HQ for Baltimore County, Maryland. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Baltimore County.