Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Research mortgage companies in Howard County, Maryland
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Howard County
Source: 2025 HMDA · Maryland (MD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.6% · 5,780
- FHA6.1% · 407
- VA7.2% · 482
- USDA / RHS0.0% · 2
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Howard County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 477 | 7.2% |
| United Wholesale Mortgage, LLC | 312 | 4.7% |
| Navy Federal Credit Union | 249 | 3.7% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 222 | 3.3% |
| Truist Bank | 222 | 3.3% |
| TOWER Federal Credit Union | 218 | 3.3% |
| Guaranteed Rate, Inc. | 199 | 3.0% |
| Manufacturers and Traders Trust Company | 167 | 2.5% |
| FIRST HOME MORTGAGE CORPORATION | 164 | 2.5% |
| NVR Mortgage Finance, Inc. | 154 | 2.3% |
| 54930040I855W2FI0Y80 | 147 | 2.2% |
| First National Bank of Pennsylvania | 137 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Howard County, Maryland yet
Howard County, Maryland
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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