Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Research mortgage companies in Dakota County, Minnesota
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Dakota County
Source: 2025 HMDA · Minnesota (MN) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional87.2% · 8,977
- FHA7.4% · 762
- VA5.3% · 549
- USDA / RHS0.0% · 11
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Dakota County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Wings Financial Credit Union | 534 | 5.2% |
| Bell Bank | 526 | 5.1% |
| United Wholesale Mortgage, LLC | 508 | 4.9% |
| TRUSTONE FINANCIAL CREDIT UNION | 473 | 4.6% |
| Rocket Mortgage, LLC | 451 | 4.4% |
| U.S. Bank National Association | 416 | 4.0% |
| AFFINITY PLUS | 317 | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | 234 | 2.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 233 | 2.3% |
| LENNAR MORTGAGE, LLC | 222 | 2.2% |
| Prosperity Home Mortgage, LLC | 218 | 2.1% |
| Royal Credit Union | 213 | 2.1% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Dakota County, Minnesota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Dakota County.