Research context
St Louis County, Minnesota
Context from another Trust Hub. Continue with the tools below — research only.
St Louis County, Minnesota mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — St. Louis County
Source: 2025 HMDA · Minnesota (MN) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.3% · 3,564
- FHA7.4% · 304
- VA6.0% · 247
- USDA / RHS0.0% · 17
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in St. Louis County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| 549300TWX5Q3V5VXNF89 | 371 | 9.0% |
| U.S. Bank National Association | 227 | 5.5% |
| Rocket Mortgage, LLC | 207 | 5.0% |
| 549300BFT56DKVQ9BL15 | 198 | 4.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 195 | 4.7% |
| 549300GS2JP8CQK0MD31 | 172 | 4.2% |
| Frandsen Bank & Trust | 155 | 3.8% |
| Bell Bank | 150 | 3.6% |
| AFFINITY PLUS | 143 | 3.5% |
| 549300YSSK1TDPTWQ036 | 117 | 2.8% |
| 5493001YIUWLFRXQUO81 | 92 | 2.2% |
| United Wholesale Mortgage, LLC | 91 | 2.2% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in St Louis County, Minnesota yet
St Louis County, Minnesota
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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