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Research mortgage companies in Desoto County, Mississippi

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — DeSoto County

Source: 2025 HMDA · Mississippi (MS) county-level activity · Not a score or ranking

Research panel
Applications
8,707
Originations
5,176
Denial rate
17.0%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
55% / 45%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional61.3% · 3,174
  • FHA25.5% · 1,320
  • VA12.4% · 641
  • USDA / RHS0.0% · 41

Purchase vs refinance

Home purchase3,817 · 55.4%
Refinance (incl. cash-out)3,072 · 44.6%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in DeSoto County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Rocket Mortgage, LLC3637.0%
Cadence Bank3486.7%
Trustmark Bank2875.5%
Regions Bank2043.9%
United Wholesale Mortgage, LLC2023.9%
549300IJ8KTGYPKLXK632003.9%
Eagle Bank and Trust Company1492.9%
Community Bank of Mississippi1442.8%
254900WEP08K7U7S3A801392.7%
MORTGAGE RESEARCH CENTER, LLC1212.3%
FREEDOM MORTGAGE CORPORATION1152.2%
PENNYMAC LOAN SERVICES, LLC1152.2%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Desoto County, Mississippi yet

Desoto County, Mississippi

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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