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Tier 2 · Standard · quality score 70/100

Research mortgage companies in Lee County, Mississippi

2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Lee County

Source: 2025 HMDA · Mississippi (MS) county-level activity · Not a score or ranking

Research panel
Applications
3,210
Originations
1,784
Denial rate
20.7%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
56% / 44%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional74.9% · 1,337
  • FHA16.1% · 287
  • VA7.2% · 129
  • USDA / RHS0.0% · 31

Purchase vs refinance

Home purchase1,402 · 56.2%
Refinance (incl. cash-out)1,092 · 43.8%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Lee County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Renasant Bank32017.9%
Cadence Bank25914.5%
BankPlus1568.7%
Community Bank of Mississippi1297.2%
Guaranty Bank And Trust Company834.7%
Rocket Mortgage, LLC784.4%
Regions Bank714.0%
Trustmark Bank462.6%
BankFirst Financial Services362.0%
MORTGAGE RESEARCH CENTER, LLC321.8%
MORTGAGE INVESTORS GROUP, INC.291.6%
FIRST COMMUNITY MORTGAGE, INC.251.4%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Loan-program research entry points

Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.

  • Conventional

    Baseline purchase & refinance themes — educational overview

    At least one in-county listing shows this loan type

  • FHA

    Lower down-payment research themes — not an eligibility tool

    At least one in-county listing shows this loan type

  • VA

    Military / veteran program themes — confirm with VA sources

    At least one in-county listing shows this loan type

  • Down-payment assistance

    State/local assistance concepts — not a complete local inventory

  • Program finder

    Short guided shortlist with clear disclaimers

Compare, calculate, verify

Official housing & licensing handoffs

Primary sources only. Program availability and eligibility change — confirm on the official site.

County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/mississippi/lee

Only 2 listed lenders with confirmed in-county HQ for Lee County, Mississippi. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Lee County.