Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Research mortgage companies in Cole County, Missouri
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Cole County
Source: 2025 HMDA · Missouri (MO) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional79.8% · 1,643
- FHA10.8% · 222
- VA9.1% · 188
- USDA / RHS0.0% · 5
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Cole County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| The Central Trust Bank | 480 | 23.3% |
| Multipli Federal Credit Union | 278 | 13.5% |
| FLAT BRANCH MORTGAGE, INC. | 273 | 13.3% |
| United Wholesale Mortgage, LLC | 145 | 7.0% |
| 549300DOV2RLYPY10B52 | 108 | 5.3% |
| Rocket Mortgage, LLC | 63 | 3.1% |
| 54930023DLYUOD6GKQ42 | 56 | 2.7% |
| MORTGAGE RESEARCH CENTER, LLC | 55 | 2.7% |
| 549300I2ZQ0VQPC4Z224 | 34 | 1.6% |
| 5493001XKL0FTNOJ0866 | 32 | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | 31 | 1.5% |
| 549300MK77IBUMJBI791 | 30 | 1.5% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Cole County, Missouri. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Cole County.