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Research mortgage companies in St Charles County, Missouri

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — St. Charles County

Source: 2025 HMDA · Missouri (MO) county-level activity · Not a score or ranking

Research panel
Applications
18,053
Originations
11,891
Denial rate
13.1%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
57% / 43%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional83.1% · 9,886
  • FHA10.3% · 1,222
  • VA6.5% · 778
  • USDA / RHS0.0% · 5

Purchase vs refinance

Home purchase7,883 · 56.8%
Refinance (incl. cash-out)6,006 · 43.2%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in St. Charles County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
FIRST COMMUNITY7476.3%
Rocket Mortgage, LLC6205.2%
GUILD MORTGAGE COMPANY LLC5764.8%
United Wholesale Mortgage, LLC5544.7%
U.S. Bank National Association4263.6%
FLAT BRANCH MORTGAGE, INC.4143.5%
NEW AMERICAN FUNDING, LLC3973.3%
DAS ACQUISITION COMPANY, LLC3783.2%
Stifel Bank and Trust3513.0%
First State Bank of St. Charles, Missouri3362.8%
549300E06ZGS1I3URI952321.9%
AMERICAN PACIFIC MORTGAGE CORPORATION2211.9%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in St Charles County, Missouri yet

St Charles County, Missouri

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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