Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 43/100

Research mortgage companies in St Louis County, Missouri

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — St. Louis County

Source: 2025 HMDA · Missouri (MO) county-level activity · Not a score or ranking

Research panel
Applications
37,198
Originations
22,981
Denial rate
14.8%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
57% / 43%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional85.0% · 19,535
  • FHA10.6% · 2,442
  • VA4.3% · 986
  • USDA / RHS0.0% · 18

Purchase vs refinance

Home purchase16,400 · 56.9%
Refinance (incl. cash-out)12,434 · 43.1%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in St. Louis County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
GUILD MORTGAGE COMPANY LLC1,5176.6%
United Wholesale Mortgage, LLC1,1975.2%
FIRST COMMUNITY1,0194.4%
Rocket Mortgage, LLC9874.3%
U.S. Bank National Association8233.6%
Stifel Bank and Trust7743.4%
NEW AMERICAN FUNDING, LLC7593.3%
DAS ACQUISITION COMPANY, LLC6893.0%
Commerce Bank6032.6%
Bank of America, National Association5852.5%
TOGETHER CREDIT UNION5492.4%
FLAT BRANCH MORTGAGE, INC.4491.9%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for St Louis County, Missouri. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to St Louis County.