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Tier 2 · Standard · quality score 70/100

Research mortgage companies in Lancaster County, Nebraska

4 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Lancaster County

Source: 2025 HMDA · Nebraska (NE) county-level activity · Not a score or ranking

Research panel
Applications
10,860
Originations
7,800
Denial rate
9.3%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
63% / 37%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional84.0% · 6,555
  • FHA9.0% · 701
  • VA6.7% · 522
  • USDA / RHS0.0% · 22

Purchase vs refinance

Home purchase5,773 · 62.7%
Refinance (incl. cash-out)3,428 · 37.3%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Lancaster County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Union Bank and Trust Company80610.3%
Lincoln FSB of Nebraska7519.6%
Pinnacle Bank6137.9%
GERSHMAN INVESTMENT CORP.3654.7%
254900EQ47K76CF2A9763384.3%
WEST GATE BANK3354.3%
Rocket Mortgage, LLC3334.3%
549300IPZIRQSNKHX7413003.9%
U.S. Bank National Association2863.7%
AmeriHome Mortgage Company, LLC2112.7%
CHARTER WEST BANK1672.1%
United Wholesale Mortgage, LLC1381.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Loan-program research entry points

Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.

  • Conventional

    Baseline purchase & refinance themes — educational overview

    At least one in-county listing shows this loan type

  • FHA

    Lower down-payment research themes — not an eligibility tool

    At least one in-county listing shows this loan type

  • VA

    Military / veteran program themes — confirm with VA sources

    At least one in-county listing shows this loan type

  • Down-payment assistance

    State/local assistance concepts — not a complete local inventory

  • Program finder

    Short guided shortlist with clear disclaimers

Compare, calculate, verify

Official housing & licensing handoffs

Primary sources only. Program availability and eligibility change — confirm on the official site.

County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/nebraska/lancaster

In-county HQ

Licensed business city or HQ locality maps to Lancaster County.