Tier 1 · Premium · quality score 85/100
Research mortgage companies in Bernalillo County, New Mexico
5 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Bernalillo County
Source: 2025 HMDA · New Mexico (NM) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional75.4% · 10,770
- FHA14.5% · 2,070
- VA9.5% · 1,357
- USDA / RHS0.0% · 91
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Bernalillo County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| NUSENDA | 1,169 | 8.2% |
| WATERSTONE MORTGAGE CORPORATION | 1,082 | 7.6% |
| GUILD MORTGAGE COMPANY LLC | 935 | 6.5% |
| Rocket Mortgage, LLC | 876 | 6.1% |
| United Wholesale Mortgage, LLC | 822 | 5.8% |
| SUNWARD | 754 | 5.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 512 | 3.6% |
| BOKF, National Association | 471 | 3.3% |
| Kirtland Federal Credit Union | 347 | 2.4% |
| AmeriHome Mortgage Company, LLC | 290 | 2.0% |
| SANDIA AREA | 266 | 1.9% |
| JPMorgan Chase Bank, National Association | 260 | 1.8% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Premium county research surface (quality score 85/100). Inventory and tools below use real catalog signals only — not fabricated local market color.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 85/100 · Tier 1 (Premium). See methodology. Path: /local-lenders/new-mexico/bernalillo
In-county HQ
Licensed business city or HQ locality maps to Bernalillo County.