National research directory · NMLS-oriented · Catalog 2026-07-01
Mortgage lenders in North Carolina
17 distinct companies · 24 catalog location rows · 17 with NMLS ID verified
HMDA evidence where available · County market pages · Free Loan Estimate tools
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North Carolina
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Honest inventory in North Carolina
17
Distinct companies (NMLS entity)
17
With NMLS ID verified
4
County research pages with usable inventory
Stronger county research surfaces
Counties with stronger true in-county inventory for research — not population rank and not a paid “best of” list.
County research pages
Loan programs & tools
Official housing & licensing resources
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- NCHFA (North Carolina Housing Finance Agency) ↗ — North Carolina homebuyer programs
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
Companies in North Carolina (distinct NMLS entities)
Distinct companies
17
NMLS ID verified
17
NMLS ID verified
17
Raleigh · North Carolina · Raleigh, North Carolina · HQ in Wake County
Raleigh mortgage advisors since 2006 — strategy-first financing for Cary, Apex, and Triangle tech professionals.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3446
Charlotte · North Carolina · Charlotte, North Carolina · HQ in Mecklenburg County
Charlotte MortgageRight branch — direct lending for corporate relocations in Huntersville, Concord, and Gastonia corridors.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #2229723
Winston-Salem · North Carolina · Winston-Salem, North Carolina · HQ in Forsyth County
Allegacy Federal Credit Union (NMLS #411603) reports multi-thousand 2025 HMDA originations across North Carolina markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #411603
Charlotte · North Carolina · Charlotte, North Carolina · HQ in Mecklenburg County
Cardinal Financial Company, Limited Partnership (NMLS #66247) is a national retail mortgage lender. Public HMDA data includes multi-thousand Florida originations in 2025.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #66247
Raleigh · North Carolina · Raleigh, North Carolina · HQ in Wake County
Coastal Federal Credit Union (NMLS #619449) reports multi-thousand 2025 HMDA originations across North Carolina markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #619449
Raleigh · North Carolina · Raleigh, North Carolina · HQ in Wake County
CrossCountry Triangle branches — experienced teams for fast-moving suburban rings around Raleigh.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3029
Raleigh · North Carolina · Raleigh, North Carolina · HQ in Wake County
First-Citizens Bank & Trust Company (NMLS #503941) is a multi-state bank with deep Southeast mortgage activity, including multi-thousand South Carolina originations in public HMDA data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #503941
Greensboro · North Carolina · Greensboro, North Carolina · HQ in Guilford County
Guild Triad support for first-time buyers and retirees in discounted metro vs. Charlotte and Triangle.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3274
Greensboro · North Carolina · Greensboro, North Carolina · HQ in Guilford County
Greensboro independent broker — affordable $283K–$315K entry and equity growth expertise in the Triad.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #1283399
Charlotte · North Carolina · Charlotte, North Carolina · HQ in Mecklenburg County
Movement Mortgage company host for Charlotte / Mecklenburg — multi-state HMDA originations map to company NMLS #39179.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #39179
Greensboro · North Carolina · Greensboro, North Carolina · HQ in Guilford County
NAF Greensboro — competitive options in the Triad's high-absorption affordable housing market.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #6606
High Point · North Carolina · High Point, North Carolina · HQ in Guilford County
Fast-closing wholesale broker for Guilford and High Point investor and first-time buyer activity.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #112844
Winston-Salem · North Carolina · Winston-Salem, North Carolina · HQ in Forsyth County
Silverton Winston-Salem branch — strong local retail lending for Forsyth County first-time buyers.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #2318729
Raleigh · North Carolina · Raleigh, North Carolina · HQ in Wake County
State Employees' Credit Union (SECU, NMLS #430055) is a North Carolina credit union with multi-ten-thousand 2025 HMDA originations across NC markets in public filings.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #430055
Charlotte · North Carolina · Charlotte, North Carolina · HQ in Mecklenburg County
Truist Bank (NMLS #405457) is a large regional/national bank formed from BB&T and SunTrust, with mortgage operations across the Southeast and beyond. Florida HMDA data shows multi-thousand 2025 originations.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #405457
Winston-Salem · North Carolina · Winston-Salem, North Carolina · HQ in Forsyth County
Truliant Federal Credit Union (NMLS #411251) reports multi-thousand 2025 HMDA originations across North Carolina markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #411251
Charlotte · North Carolina · Charlotte, North Carolina · HQ in Mecklenburg County
Mecklenburg County relocation specialist for corporate transferees.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #1729384
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NMLS verification tips, county lender comparisons, and free calculator access for North Carolina homebuyers.