Research context
Richland County, North Dakota
Context from another Trust Hub. Continue with the tools below — research only.
Richland County, North Dakota mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Richland County
Source: 2025 HMDA · North Dakota (ND) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional78.9% · 247
- FHA10.9% · 34
- VA8.0% · 25
- USDA / RHS0.0% · 7
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Richland County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| GATE CITY BANK | 59 | 18.9% |
| Bell Bank | 58 | 18.5% |
| United Wholesale Mortgage, LLC | 35 | 11.2% |
| FIRST COMMUNITY CREDIT UNION | 31 | 9.9% |
| Rocket Mortgage, LLC | 13 | 4.2% |
| Old National Bank | 8 | 2.6% |
| TOWN AND COUNTRY Credit Union | 7 | 2.2% |
| BMO Bank National Association | 6 | 1.9% |
| First International Bank & Trust | 6 | 1.9% |
| U.S. Bank National Association | 6 | 1.9% |
| 5493008SV4X2EID9J711 | 5 | 1.6% |
| MORTGAGE RESEARCH CENTER, LLC | 5 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Richland County, North Dakota yet
Richland County, North Dakota
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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