Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Stark County, North Dakota mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Stark County
Source: 2025 HMDA · North Dakota (ND) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional68.2% · 492
- FHA20.8% · 150
- VA8.2% · 59
- USDA / RHS0.0% · 20
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Stark County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| GATE CITY BANK | 95 | 13.2% |
| Dakota Community Bank & Trust, National Association | 89 | 12.3% |
| Bravera Bank | 54 | 7.5% |
| 54930078TNN7GKZ7NU89 | 51 | 7.1% |
| 549300OPWL6MYY9SXF04 | 40 | 5.5% |
| Granite Bank | 33 | 4.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 31 | 4.3% |
| Rocket Mortgage, LLC | 29 | 4.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 27 | 3.7% |
| U.S. Bank National Association | 24 | 3.3% |
| 21ST MORTGAGE CORPORATION | 20 | 2.8% |
| Dacotah Bank | 19 | 2.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Stark County, North Dakota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Stark County.