Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Stutsman County, North Dakota mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Stutsman County
Source: 2025 HMDA · North Dakota (ND) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.8% · 335
- FHA8.3% · 32
- VA4.7% · 18
- USDA / RHS0.0% · 1
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Stutsman County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| GATE CITY BANK | 81 | 21.0% |
| FIRST COMMUNITY CREDIT UNION | 73 | 18.9% |
| 549300XRB0LTJL53XI04 | 67 | 17.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 32 | 8.3% |
| 549300JLXD89NGKXMS84 | 13 | 3.4% |
| Rocket Mortgage, LLC | 11 | 2.9% |
| U.S. Bank National Association | 11 | 2.9% |
| 254900R1W1FMZ4RIZ113 | 10 | 2.6% |
| 549300J9E3YDKIBPUY45 | 10 | 2.6% |
| MORTGAGE RESEARCH CENTER, LLC | 7 | 1.8% |
| Dacotah Bank | 7 | 1.8% |
| FIGURE LENDING LLC | 4 | 1.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Stutsman County, North Dakota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Stutsman County.