Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Ward County, North Dakota mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Ward County
Source: 2025 HMDA · North Dakota (ND) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional61.8% · 851
- FHA11.0% · 152
- VA27.1% · 374
- USDA / RHS0.0% · 1
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Ward County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| TOWN AND COUNTRY Credit Union | 217 | 15.8% |
| GATE CITY BANK | 201 | 14.6% |
| First International Bank & Trust | 175 | 12.7% |
| Aspire Community Federal Credit Union | 104 | 7.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 74 | 5.4% |
| MORTGAGE RESEARCH CENTER, LLC | 73 | 5.3% |
| First Western Bank & Trust | 65 | 4.7% |
| Rocket Mortgage, LLC | 51 | 3.7% |
| LOANDEPOT.COM, LLC | 40 | 2.9% |
| United Wholesale Mortgage, LLC | 38 | 2.8% |
| Bravera Bank | 36 | 2.6% |
| Navy Federal Credit Union | 31 | 2.3% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Ward County, North Dakota yet
Ward County, North Dakota
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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