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Research mortgage companies in Payne County, Oklahoma

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Payne County

Source: 2025 HMDA · Oklahoma (OK) county-level activity · Not a score or ranking

Research panel
Applications
2,026
Originations
1,247
Denial rate
15.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
70% / 30%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional76.3% · 951
  • FHA13.2% · 165
  • VA8.9% · 111
  • USDA / RHS0.0% · 20

Purchase vs refinance

Home purchase1,214 · 69.7%
Refinance (incl. cash-out)528 · 30.3%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Payne County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
BancFirst19115.3%
Great Plains National Bank937.5%
Rocket Mortgage, LLC745.9%
Simmons Bank715.7%
254900OCV4AWL56SWL08534.3%
5493007ASPHNTEYEZ797443.5%
RCB BANK423.4%
Arvest Bank383.0%
549300LP3GMTWS4OB353362.9%
TINKER FEDERAL CREDIT UNION241.9%
MORTGAGE RESEARCH CENTER, LLC221.8%
United Wholesale Mortgage, LLC221.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Payne County, Oklahoma yet

Payne County, Oklahoma

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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