Tier 2 · Standard · quality score 54/100
Research mortgage companies in Lane County, Oregon
2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Lane County
Source: 2025 HMDA · Oregon (OR) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional80.5% · 6,298
- FHA11.9% · 929
- VA7.5% · 584
- USDA / RHS0.0% · 10
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Lane County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| OREGON COMMUNITY | 969 | 12.4% |
| SELCO COMMUNITY | 589 | 7.5% |
| United Wholesale Mortgage, LLC | 482 | 6.2% |
| SUMMIT FUNDING, INC. | 418 | 5.3% |
| Rocket Mortgage, LLC | 401 | 5.1% |
| AmeriHome Mortgage Company, LLC | 311 | 4.0% |
| GUILD MORTGAGE COMPANY LLC | 248 | 3.2% |
| ONPOINT COMMUNITY CREDIT UNION | 225 | 2.9% |
| Columbia Bank | 194 | 2.5% |
| LOANDEPOT.COM, LLC | 192 | 2.5% |
| 549300UBGGLZLZEY0M18 | 187 | 2.4% |
| 549300ZBXINP1Y94CN02 | 181 | 2.3% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 54/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/oregon/lane
Only 2 listed lenders with confirmed in-county HQ for Lane County, Oregon. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Lane County.