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Franklin County, Pennsylvania

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Franklin County, Pennsylvania mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Franklin County

Source: 2025 HMDA · Pennsylvania (PA) county-level activity · Not a score or ranking

Research panel
Applications
6,099
Originations
3,891
Denial rate
16.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
56% / 44%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional76.7% · 2,983
  • FHA12.1% · 471
  • VA9.3% · 364
  • USDA / RHS0.0% · 73

Purchase vs refinance

Home purchase2,455 · 55.6%
Refinance (incl. cash-out)1,963 · 44.4%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Franklin County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
549300IWSSP83SNIPE6341710.7%
5493008E3WZYM5146L292957.6%
Manufacturers and Traders Trust Company2346.0%
Rocket Mortgage, LLC1945.0%
54930060KLIQD8MMSB551854.8%
Ally Bank1403.6%
549300BTTR873E71L0541243.2%
United Wholesale Mortgage, LLC1193.1%
Freedom Mortgage Corporation1092.8%
549300SWKVL60SKWK9811082.8%
Broker Solutions, Inc.1032.6%
549300WK15ESCDNJ5M35912.3%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Franklin County, Pennsylvania yet

Franklin County, Pennsylvania

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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