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Lackawanna County, Pennsylvania

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Lackawanna County, Pennsylvania mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Lackawanna County

Source: 2025 HMDA · Pennsylvania (PA) county-level activity · Not a score or ranking

Research panel
Applications
7,373
Originations
4,538
Denial rate
16.3%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
55% / 45%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional85.1% · 3,861
  • FHA11.0% · 499
  • VA3.9% · 175
  • USDA / RHS0.0% · 3

Purchase vs refinance

Home purchase2,865 · 55.0%
Refinance (incl. cash-out)2,345 · 45.0%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Lackawanna County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
5493002PR22PLR6S8J023106.8%
Rocket Mortgage, LLC3086.8%
549300PJX0ZHPQ614C722655.8%
5493009BOQDC6PCFR7851994.4%
549300FV32ULL0DL8X391914.2%
549300458LCI17J5BY031824.0%
Ixonia Bank1783.9%
5493005RDTT7HVODH4361332.9%
549300754PTUH541X7641242.7%
PNC Bank, National Association1142.5%
Ally Bank1132.5%
United Wholesale Mortgage, LLC1072.4%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Lackawanna County, Pennsylvania yet

Lackawanna County, Pennsylvania

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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