Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Washington County, Rhode Island
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Washington County
Source: 2025 HMDA · Rhode Island (RI) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional92.1% · 3,249
- FHA4.3% · 151
- VA3.6% · 128
- USDA / RHS0.0% · 1
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Washington County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Citizens Bank, National Association | 582 | 16.5% |
| The Washington Trust Company, of Westerly | 356 | 10.1% |
| 549300BUIG4G67S5O712 | 228 | 6.5% |
| Rocket Mortgage, LLC | 152 | 4.3% |
| NAVIGANT CREDIT UNION | 139 | 3.9% |
| COASTAL1 Credit Union | 121 | 3.4% |
| Cardinal Financial Company, Limited Partnership | 88 | 2.5% |
| BankNewport | 82 | 2.3% |
| Guaranteed Rate, Inc. | 81 | 2.3% |
| 549300Q4BYXP7YD9UI61 | 71 | 2.0% |
| Navy Federal Credit Union | 66 | 1.9% |
| United Wholesale Mortgage, LLC | 50 | 1.4% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Washington County, Rhode Island. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Washington County.