Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Brookings County, South Dakota mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Brookings County
Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional80.7% · 419
- FHA8.1% · 42
- VA10.4% · 54
- USDA / RHS0.0% · 4
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Brookings County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| FIRST BANK & TRUST | 214 | 41.2% |
| GUARANTEED RATE, INC. | 45 | 8.7% |
| Plains Commerce Bank | 23 | 4.4% |
| Rocket Mortgage, LLC | 18 | 3.5% |
| Central Bank | 17 | 3.3% |
| Dacotah Bank | 14 | 2.7% |
| First PREMIER Bank | 12 | 2.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 1.9% |
| MORTGAGE RESEARCH CENTER, LLC | 9 | 1.7% |
| BANKWEST, INC. | 8 | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 7 | 1.4% |
| First Dakota National Bank | 7 | 1.4% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Brookings County, South Dakota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Brookings County.