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Tier 3 · Development · noindex until quality gates pass · quality score 40/100

Brown County, South Dakota mortgage market

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Brown County

Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking

Research panel
Applications
703
Originations
460
Denial rate
13.4%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
67% / 33%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional70.7% · 325
  • FHA16.5% · 76
  • VA8.9% · 41
  • USDA / RHS0.0% · 18

Purchase vs refinance

Home purchase388 · 66.7%
Refinance (incl. cash-out)194 · 33.3%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Brown County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Dacotah Bank11525.0%
Plains Commerce Bank4710.2%
U.S. Bank National Association439.3%
American Bank & Trust296.3%
CORTRUST MORTGAGE, INC.286.1%
Rocket Mortgage, LLC286.1%
First Interstate Bank204.3%
CorTrust Bank National Association194.1%
MORTGAGE RESEARCH CENTER, LLC112.4%
United Wholesale Mortgage, LLC92.0%
FREEDOM MORTGAGE CORPORATION81.7%
5493006JISETNI0GLE6161.3%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

Only 1 listed lender with confirmed in-county HQ for Brown County, South Dakota. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Brown County.